Business Editorial

Archive for the ‘Personal Credit’ Category

Credit is a free online destination that enables anyone with revenues exceeding two (2) SMMLV the ease of acquiring what you need when you need it, with different deadlines and additional services, becoming a quick and safe loan alternatives  over the short and medium term.

Features

Personal Credit has the following characteristics:

* Fixed rate: during the term of the loan.
* Variable rate: according to the DTF.
* Minimum: $ 1,000,000 pesos.
* Maximum amount: depends on the ability of debt you have, up to 250 SMMLV (Minimum Monthly Legal Wage).
* Term: from 12 to 60 months.
* Amortization
* Fixed rate: capital gradually with constant monthly payments during each year of the credit.
* Variable rate: monthly variable charges: ie capital contributions plus interest equal to vary according to the behavior of the DTF (rate term deposit).
* You agree that added extra fees do not exceed 30% of initial value of the loan and to deposit outstanding at any time.

Benefits

Personal Credit gives you the money you need, when necessary, timely and flexible, among other things:

* Extensive financing terms according to your needs, up to 60 months.
* Monthly amortization through Auto Debit to the checking or savings account without going to any branch of the Country Bancolombia.
* Ability to agree on extra fees at the time of the adoption of accommodating the monthly credit to your possibilities.
* Life insurance during the term of the loan.
* Can not agreed to deposit outstanding at any time.
* Full credit status information on the monthly statement.
* Inquiries and payments by logging on to Virtual Branch and Branch www.grupobancolombia.com page Telefónica through contact with an operator.