Business Editorial

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The type of investment you decide to do must be based on the following four questions.

First, what are your investment goals? One objective should be to save for retirement, but put all their retirement money under the mattress would be very foolish. Even if you put that money into a savings account, earn a little interest. For a retirement plan in the long run, you should put your money where it can increase as much as possible until you need it. However, imagine that your goal is to have an emergency fund to continue paying the bills for a few months if you are injured at work. In that case, you would not put that money in real estate, it may not be able to access your money quickly enough. The investments must comply with the order you want to give your money. Read the rest of this entry »

Those who are accustomed to read the articles of this blog have read one of the most famous quotes by Henry Ford, one of the great entrepreneurs in history. Today we will focus on five of the many ideas that he said during his successful business life and that is good advice for entrepreneurs.

Anyone wishing to undertake should be aware of this reality. A company can not exist without its customers. Every decision you make, every reflection on the business strategy has to focus on the customer first. Because there is a larger truth that business: you pay your client list.

This advice is very important. Many times in life you have to negotiate business. Examples abound, from the rental of premises to the conditions of employees going on with customer contracts and purchases with suppliers.

Good negotiation requires understanding the point of view and needs of another person. If we close ourselves and our self-interest alone, we can get some gains but long term we are lost.
Read the rest of this entry »

As he says, unlike what one might think, the entrepreneurs of the network, achieve wealth beyond, travel and good cars, can afford to have money and time to enjoy with their families.
This vision describes exactly what many dream of and today I share this business 15consejos for children and youth, from the book “Rich Kid, Smart Kid ” by Robert Kiyosaki. You to enjoy.

1. We are in the information age. Today, what you have learned becomes obsolete quickly. What you learn is important, but not as much as how fast you learn, change and you adapt to new information.
2. Financial education. We need more education but not the traditional type. Each student now needs financial literacy education is needed to convert the money earned in their profession in long-term wealth and financial security.
3. Intelligence. True intelligence is knowing what is appropriate beyond just know if something is “good or bad”
4. Mistakes. Many educators focus primarily on the skills and tend to punish young people when they make mistakes. And feel afraid of making mistakes makes people not want to do anything. We put too much emphasis on the need to feel that we are right and fear of failure. The fear of failure and feel stupid is what causes many people to stop trying. We must learn to act!

5. The power of ideas. I want people to know who has the power and the ability to have all the money they want. If they want it. But power is not money. The power is not out of them. The power is in the ideas. It has nothing to do with money. The good news is you do not need money, you need ideas. Change a few ideas and get power over the money instead of leaving money to have power over you.
6.The winning formula. Experts say that family problems are rooted in the fact that parents impose on their children without respecting their winning formula of the child ‘s own formula. A good father would need to listen carefully and find the winning formula for their children.
7. The reason of poverty. Many poor people are poor because they learn to be poor at home.
8. Give your kids be before giving them money.
9. Find a mentor. The winning formula that I learned at age 9 is to have a mentor and learn by doing. Even today, I look for mentors who can learn. People have already achieved what I want to accomplish or listen to audio -tapes where they tell me how they did it.
10. The real world. Whether your children are doing well in this school or not, the viewer and encourage them to find their own formula for learning because once you leave school and enter the real world, that’s when his real education begins.

11. Assets and liabilities. Assets are those who put money in your pocket while liabilities are all taking money from your pocket.
12. New financial ideas. Find innovative financial ideas before teaching your children the old ideas about money. Many people have financial problems because they are still using old ideas almost always learned from their parents.
13. Financial creativity. Develop the financial creativity of your children while they are young. Instead of telling them to do, let them use their natural creativity and let them find their own ways to solve their financial problems and create exactly the kind of life they want.
14. The secret to being rich. Many people fail to be rich for a reason. It is because they have been trained to think in terms of charging for work they do. If you want to be rich you need to think in terms of how many people you serve with what you do.
15. The money does not make you rich. The money does not necessarily make you rich. The biggest mistake people make is thinking that more money makes them rich. In the vast majority of cases they have more money is to have more debt. That is why money alone does not make you rich.

If you have not read, I recommend this book by Robert Kiyosaki: Niño Rico, Niño Ready, a formidable source of teaching and principles to guide our children toward true financial freedom.